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Bail bonds are an intricate part of the legal system that not many people understand.
A bail agent, or bondsman, is a person or a business that guarantees the payment of bail for the appearance of accused persons in court. This puts a lot of risk on a bail agent's income; if the accused person neglects to show up to trial, then the bail money is not returned by the courts.
This may seem like a get-out-of-jail-free card for the accused, but that is not the case.
Instead of spending weeks or even months in Cabarrus County jail , Gaston County Jail or Mecklenburg County jail or a criminal defendant may have a bail agent post bail for him, allowing him to get back to work and spend time at home with his family. However, a contractual obligation to repay the bonds is made between him, the bail agent and the state. The breaking of this obligation can result in extreme consequences.
The most common types of bonds that require the intervention of a bail agent are Secured Appearance bonds.
Secured Appearance bonds require cash or property to be used to assure the accused person's appearance in court. In these circumstances, the amount may be too high for the defendant to pay. This is where the bail agent comes in and posts bond to the court, typically for a 4% down payment fee. Feet on the Street bail agent can provide assistance in securing a bail bond. In these cases, bail financing can be usedis typically needed to obtain the amount of bail as cash bonds are used to prevent high-risk defendants from fleeing.
It's not surprising that bail financing is secured with an indemnitor.
These indemnitors are those who are helping the defendant to secure bail bonds. To put it more simply, in terms of a loan, this would be a "cosigner." An indemnitor assumes the costs of the bail bonds if the accused fails to show up to court. This guarantees that a bail bondsman will get his money.
As a bail agent, there are specific responsibilities that you have to the court and the defendant.
A bail bondsman is required to keep up-to-date with each court date, both in the district and superior courts. He must ensure that the client shows up for all court dates, and must know where he is at all times. The absence of any court date places a lot of responsibility on the bail agent. If the absence was an honest mistake, then the bail agent can request that a new court date be set; however, if the accused has gone into hiding, then the bail agent is required to find him and surrender him to the court.
What are your Rights as a Bail Bond Client?
When you are accused of a crime, it is important that you be aware of your fundamental rights.
You are innocent until you are proven guilty; you have the right to know all of the charges that are being held against you, and you should not be subject to detention with being notified of the specific charges. You also have the right to non-excessive bail, which is any amount that is more than necessary.
It is highly recommended that bail bonds clients do not miss court dates as not only are you arrested and returned to jail
but your second bail may be even higher, and it's unlikely that any bail agent would want to secure the bail for you in the future.
Bail Bonds Q an A
What do you Charge to write a bond?
Our rates are looked at on a case by case basis. We rate it based upon a combination of arrest history, address history, family and then lastly finance. Though we are in the business to make money the finance part is that last thing we review.
What if I dont have all of the Bond premium?
If you are unable to pay for the bond in full we offer Bail financing. There's no interest charged. an the payments are based upon your financial situation.
I have an FTA. Can you still post my bond.
YES we can. The rate for an FTA is higher than that of a bond without. We still understand that bad thngs happen to good people. Contact one of our agents to work out a plan that fits you.
Can you write Large Bonds?
Yes we can write large bonds. In fact we can even lower your rate for a bond premium as long as you have it up front. Large bonds carry a higher risk than lower bonds and may require other conditions for release from the Judge. Contact one of our agents to review your options.