cccs counselors have the training and experience to provide expert financial counseling in many areas. whether your concern involves debt or not, the odds are that we have a session that will advance you along the path toward financial fitness. you work hard, and you owe it to yourself to make wise financial decisions.
the bankruptcy abuse prevention and consumer protection act of 2005 mandates that consumers receive financial counseling with an approved agency prior to their bankruptcy petition being filed. further, the law requires consumers to participate in a financial education course before their debts can be discharged.
Credit Report Reviews
the cccs counselors have been tested and certified through the consumer data industry association, qualifying them to read and accurately explain a credit report. further, they will help you understand the all-important credit score, and provide you with concrete steps toward improving it.
as a hud approved housing agency since 1979, cccs of greater dallas knows housing issues. whether it is pre-rental or pre-purchase, a predatory lending concern, or a fair housing dispute, we can help. our housing experts can assist you not only to budget for the house of your dreams, but also to stay there.
Debt Management Plans
many americans routinely spend more than 110% of their income. that lifestyle carries consequences, and many are not pretty. cccs' trained counselors can help you control your debt, whether your financial hole is a result of unforeseen circumstances, inadequate financial skills, or maintaining an image. they have remarkable ways of finding "hidden money" in your budget for debt reduction. let our professional counselors put their skills to work for you.