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5 Layaway Plans You'll Want To Start Right Now

BY: Carolyn Alterio | Dec 11, 2018

It happens every year. You make a budget, you try to stick to it, but you still end up in the red from holiday spending. One way to avoid the cycle is to take advantage of layaway plans. Many popular stores have them, and they allow you to spread payments out over several weeks (length varies by store) so you don't end up with a massive bill at the end of the year. Sound tempting? Here are a few layaway plans to check out:

Walmart

Shop electronics, toys, small appliances, large furniture, jewelry, and more!
  • Opening fee: none
  • Down payment: 10% or $10, whichever's greater
  • In-store only

ToysRUs

Stock up on kids' toys, games, and gifts.
  • Opening fee: waived for a limited time
  • Down payment: 10% of your order
  • 90-day layaway plan
  • In-store only (but you can pay online)
  • $10 cancellation fee

GameStop

Start payments now on the Nintendo Switch Console, PlayStation system, xBox One bundles, and more.
  • Opening fee: none
  • In-store only

TJ Maxx & Marshalls

Shop home decor, apparel, and more at TJ Maxx and Marshalls.
  • Select stores only