Target Savings Hack: Target RedCard

Get Free 2-Day Shipping and 5% Off Every Time You Shop at Target

Target RedCard

If you shop at Target often you probably already know about their amazing sales and promo codes, but the real secret to cutting costs on every order is the Target RedCard. It’s chock-full of perks that add up to huge savings—including exclusive discounts and (almost) never having to pay for shipping. The Target RedCard is free to sign up for, has no annual fees, and saves you money every time you shop. Want to learn more? Then read on for Groupon Coupons’ deep dive into using the Target RedCard.

What is the Target RedCard?

There are two types of Target RedCards, a credit card (subject to approval) or a debit card that’s linked to your checking account. Both cards are free to sign up for and have no annual fee, though only the debit card allows for cash withdrawals (up to $40). 

Target RedCard Benefits

Advantages of the Target RedCard

Here are just a few of the perks you’ll get with the Target RedCard credit card and debit card.

5% Discount Every Time You Shop

No need to clip any coupons; you’ll get an automatic 5% discount every time you use your Target RedCard. The discount covers eligible items—which includes clearance, top deals of the week, specialty gift cards, and in-store Starbucks purchases—minus any other promotions. Here are a few items and services not covered by the 5% discount:

  • Prescriptions, pharmacy items, and clinic services
  • Target Optical eye exams and protection plans
  • Target gift cards and prepaid cards
  • Shipt membership fees
  • Previous purchases
  • Taxes, shipping and handling, and delivery fees
  • See a full list here

Free 2-Day Shipping on Most Items 

With the Target RedCard, you’ll get free 2-day shipping on most items without having to meet the $35 minimum spend requirement. Eligible items will be noted on the product page next to the Ship It button.

Extended Returns

You’ll get an additional 30 days to return items beyond Target’s standard return policy, which is 365 days for Target-owned brands and varies for Apple products, mobile phones, and other goods. Personalized items and digital downloads cannot be returned. 

Exclusive Deals & Discounts

When you sign up for the Target RedCard, you’ll get exclusive deals and discounts, as well as access to special items you won’t find anywhere else. 

How to Sign Up for the Target RedCard

Signing up for the Target RedCard is free and easy! 

  • For the Target RedCard Credit Card, sign up here.
  • For the Target RedCard Debit Card, sign up here.
  • Both cards are subject to approval.

Want more savings tips? Check out our Target Savings Guide and collection of Target coupons for savings of up to 70% off.


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