Credit scores. Whether you're applying for a loan to start a business or trying to buy your first house, those three little numbers can make or break lots of vital real-world milestones. For many, life also conspires to keep them low; people with little credit history or past financial missteps may find raising or reestablishing their credit scores a mysterious, Sisyphean task. That's where Rental Kharma comes in. The subscription service gives renters another arrow in the quiver for hitting a target credit score. By taking rent payments, which don't normally appear on credit histories, into account, Rental Kharma helps renters increase their credit scores.