Chime Promo Code
- RewardPromo
Get Up To $350 w/ a New Chime ® Checking Account
- DealPromo
Fee-free Overdraft: Up To $200
Enjoy fee-free overdraft, up to $200.00, with Chime ® SpotMe®. Get the help you need, when you need it most.
- Great DealPromo
No Monthly Fees
- Never miss a greatChimecoupon, and so many more!
- DealPromo
Check Out SpotMe®
Check out SpotMe® - fee-free overdraft protection up to $200 - at Chime®!
- DealPromo
Enjoy Fee-Free Overdraft W/ SpotMe® Account
With SpotMe®, Chime® members can access fee-free overdraft up to $200.
- DealPromo
Over 47k Fee-Free ATMs
ATM Network 47,000
- TrendingPromo
Award-Winning Mobile and Banking App
- DealPromo
Get Paid Up To 2 Days Early
Get the help you need at Chime ®. Enjoy the convenience of getting paid up to 2 days early with a qualifying direct deposit, when you sign up for an account.
- DealPromo
1% Annual Percentage Yield On Savings Account
Saving doesn't have to be stressful! Head to Chime to get 1% annual percentage yield on your savings account!
- DealPromo
Online Banking With No Overdraft Fees
- DealPromo
A New Way To Build Credit
Find a new way to build credit at Chime®!
Popular Chime Promo Code for January 2026
| Coupon Description | Discount Type | Expiry Date |
|---|---|---|
| Over 47k Fee-Free ATMs | Online Deal | Feb 1, 2026 |
| Enjoy Fee-Free Overdraft W/ SpotMe® Account | Online Deal | Jan 31, 2026 |
| Check Out SpotMe® | Online Deal | Apr 1, 2026 |
| No Monthly Fees | Online Deal | Mar 1, 2026 |
| Fee-free Overdraft: Up To $200 | Online Deal | Mar 31, 2026 |
| Get Up To $350 w/ a New Chime ® Checking Account | Online Deal | Apr 1, 2026 |
FAQs from Chime
What Can I Do With A Chime Promo Code?
Members can access substantial savings on financial services at Chime using a promo code. Whether you opt for Chime's checking account, credit builder, or savings account, enjoy phenomenal benefits like no monthly fees, early paydays, fee-free overdrafts, credit building, access to 60,000+ ATMs, high-yield savings, seamless money transfers, and enhanced security and control. Chime's exclusive promo codes, available through Groupon coupons, create opportunities for significant savings across diverse financial solutions, providing a pathway to a more economically sound and secure financial future.
What Is Chime’s SpotMe Feature And What Does It Cover?
Chime's SpotMe feature is a no-fee service allowing members with an active debit card to make specific transactions that overdraw their Chime Checking Account. Once activated in the app, members can overdraw up to $20 for debit card purchases, ATM withdrawals, cash-back transactions, and over-the-counter withdrawals. However, SpotMe does not cover Pay Anyone transfers, direct debits, transfers to apps like Venmo and Cash App, or Chime Checkbook transactions. Transactions exceeding the SpotMe limit will be declined, ensuring members avoid additional fees.
Does Chime Have A Mobile App?
Chime provides an award-winning mobile app for members, offering all the best features without any monthly fees. This user-friendly app facilitates convenient mobile banking, allowing members to check balances, pay bills online, transfer funds to and from external bank accounts, and deposit checks from anywhere. Compatible with both Android and Apple iOS, the Chime mobile app also supports popular mobile payment platforms such as Apple Pay, Google Wallet, and Samsung Pay.
Why We Love Chime
Chime, established in 2013, embodies the fundamental belief that financial peace of mind is a universal right. Renowned for pioneering the fintech industry, Chime's comprehensive solutions prioritize innovation, ethics, and responsible practices. In alignment with its mission, Chime rejects overdraft fees, monthly service fees, and minimum balance requirements, adhering to a model that profits with members, not from them. By partnering with national banks, Chime crafts member-centric financial products, fostering a more competitive market with affordable options. This commitment to responsible innovation has earned Chime recognition for its groundbreaking ideas, cutting-edge technology, and overall business success, contributing to a vision of a seamless financial future for all Americans.
How To Use A Chime Promo Code
Let’s tap into unique savings with a Chime coupon code from Groupon coupons. Find out how to redeem your coupon by following the steps below:
- Begin by visiting Groupon coupons.
- Click the link associated with the Chime coupon code you prefer.
- You will be redirected to Chime's website where the code will be automatically applied at checkout.
- Complete the identity verification and account creation process by providing all requested information.
- Explore the range of services offered by Chime and choose the ones aligned with your financial goals.
- Before proceeding, review the selected services and ensure they align with your financial needs and the terms associated with the promo code.
- Confirm that the discount code has been applied and that any associated discounts or benefits are reflected in the service details.
- Once satisfied, proceed to complete the transaction.
How To Contact Chime
Chime's customer support team is readily available with just a click for assistance or inquiries. Look below for contact information to connect with a representative who is ready to help. In addition, Chime's help center proves to be a valuable resource, providing quick answers and solutions to common inquiries.
- Phone Numbers: 844-244-6363
- Business Hours: 24 hours a day, 7 days a week
- Social media:
*Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date






























