Fetch Pet Insurance Promo Code

  • 10% Off
    Coupon Code

    10% Off PetPlan Promo Code

    Enroll your pets in Pet Plan insurance and use this promo code to get 10% off, plus get a $25 Amazon gift card with your purchase!

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  • Free Gift Card
    Coupon Code

    10% Off Plus $25 Petco Giftcard

    When you enroll at Petplan and use this promo code you'll receive 10% off of your purchase, plus a $25 Petco gift card! Some restrictions may apply.

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  • Free Gift
    Coupon Code

    10% Off Plus Free PetHub Tag

    When you enroll your pet in Pet Plan insurance and use this promo code you'll receive 10% off your purchase plus get a free PetHub tag!

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  • 5% Off
    Coupon Code

    5% Off Pet Insurance Enrollment - PetPlan Promo Code

    Enter this promo code when enrolling your pet in Pet Plan's insurance program and save 5% on your entire purchase.

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  • 5% Off
    Coupon Code

    Additional 5% Off Pet Insurance

    Get an additional 5% off your pet insurance when you shop at Pet Plan today, just use this coupon code.

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Popular Fetch Pet Insurance Promo Code for January 2026

Coupon DescriptionDiscount TypeExpiry Date
Additional 5% Off Pet InsuranceCoupon CodeJan 2, 2100
5% Off Pet Insurance Enrollment - PetPlan Promo CodeCoupon CodeJan 2, 2100
10% Off Plus Free PetHub TagCoupon CodeJan 2, 2100
10% Off Plus $25 Petco GiftcardCoupon CodeJan 2, 2100
10% Off PetPlan Promo CodeCoupon CodeJan 2, 2100

FAQs from Fetch Pet Insurance

New customers save 10% every month for their entire first year, while AARP members get 10% off monthly for the lifetime of their policy. Plus, you'll get access to over $1,500 in savings through Fetch Health Perks at no extra cost.

Fetch Health Perks is a free benefit included with your insurance that provides over $1,500 in exclusive discounts on pet food, litter, grooming supplies, training tools, and wellness products. It's automatically included when you enroll—no extra fees required.

Fetch offers reimbursement via direct deposit in as little as 2 days once your claim is approved. You can submit claims easily through their mobile app and track the progress in real-time.

Yes! Through Fetch Pet Rx, you can get 100% reimbursement on qualifying pet medications. This is better than the typical 80-90% coverage most insurers offer, essentially making qualifying prescriptions free.

You get $1,000 per year to use for online veterinary consultations through Vetster, with no copay or deductible. This covers video consultations with licensed vets for questions, concerns, and follow-up care from home.

No, Fetch includes all monthly taxes and fees in their upfront quotes. Unlike some competitors who add surprise charges at checkout, the price you see is exactly what you'll pay each month.

Yes, military members may be eligible for special discounts during events like Veterans Day and Labor Day. Fetch often runs enhanced promotions to honor service members during these patriotic holidays.

Fetch bundles benefits that competitors charge extra for, including online vet visits, Health Perks savings, and transparent pricing. They also offer faster reimbursement through direct deposit and 100% medication coverage through their pharmacy program.

Subscribe to Fetch newsletters to get notified about new coupon launches and special offers. You can also check Reddit communities for user-shared deals and follow their promotional calendar for seasonal savings opportunities.

No, Fetch doesn't advertise a student discount. However, new customers can still save 10% every month for their first year, and you'll get over $1,500 in Health Perks savings on everyday pet products.

Smart Ways to Stretch Your Budget at Fetch Pet Insurance

Protecting your furry family member doesn't have to drain your bank account. Fetch Pet Insurance has built a comprehensive savings ecosystem that goes way beyond basic coverage, offering multiple ways to cut costs while getting maximum value. From generous first-time customer discounts to lifetime savings for specific groups, plus innovative bundled benefits that competitors charge extra for, there's a wealth of opportunities to save. Let's dive into your complete guide to getting the most bang for your buck with Fetch.

How to Apply Your Fetch Pet Insurance Promo Code

Getting your savings applied correctly is crucial for boosting your Fetch Pet Insurance value. Here's exactly how to ensure your discount shows up at checkout.

  1. Start your quote on the Fetch Pet Insurance website by entering your pet's basic information
  2. Look for the promo code field during the checkout process—it typically appears before payment details
  3. Enter your discount code carefully, making sure there are no extra spaces or typos
  4. Click apply or activate to see your discount reflected in the total
  5. Verify the savings appear in your monthly premium before completing enrollment
  6. Screenshot your confirmation showing the applied discount for your records

If your code isn't working, double-check that you're eligible for the specific offer. Some discounts like the AARP benefit require membership verification, while military discounts may need additional documentation. Remember, Fetch includes all taxes and fees upfront in their quotes, so you won't see surprise charges added later like with some competitors.

New Customer Perks: 10% Off Every Month for Your First Year

New customers hit the jackpot with Fetch's welcome offer that keeps giving month after month. This isn't a one-time discount—you'll save 10% on your monthly premium for the entire first year of coverage.

What makes this deal particularly sweet is how it stacks with Fetch's already competitive pricing. While other pet insurance companies might lure you in with a small first-month discount, Fetch commits to a full year of savings. Over 12 months, this adds up to substantial money back in your pocket.

  • Automatic application means no need to remember to apply codes each month
  • Applies to your base premium before any additional coverage options
  • Combines with other eligible discounts where terms allow
  • No minimum commitment required beyond standard policy terms

The beauty of this offer is its simplicity—once you're enrolled, the savings happen automatically. You'll see the reduced amount on each monthly statement, making it easy to track your ongoing savings throughout the year.

AARP Members Score Lifetime 10% Discounts

AARP members have access to one of the most valuable long-term discounts in the pet insurance industry. Unlike the first-year discount for new customers, AARP members get 10% off their monthly premium for the entire lifetime of their policy.

This benefit is a total game-changer for your wallet. Consider that the average pet insurance policy might run $30-60 per month—a 10% lifetime discount could save you hundreds or even thousands of dollars over your pet's lifetime. The discount applies automatically once you verify your AARP membership during the enrollment process.

  • Lifetime benefit continues as long as your policy remains active
  • No annual renewal required for the discount to continue
  • Applies to premium increases if your rates adjust over time
  • Easy verification process during initial enrollment

Fetch Health Perks: Over $1,500 in Bundled Benefits

Fetch Health Perks transforms your pet insurance into a comprehensive savings program that extends far beyond medical coverage. This isn't just a small discount here and there—we're talking about access to over $1,500 in exclusive savings on products you're already buying for your pet.

The genius of Fetch Health Perks lies in its everyday practicality. While your insurance covers the big unexpected vet bills, Health Perks helps you save on routine purchases like premium pet food, litter, grooming supplies, and training tools. It's included at no extra cost when you enroll, making it essentially free money.

What's Included in Health Perks

  • Pet food discounts on premium brands you already trust
  • Litter savings that add up quickly for cat owners
  • Grooming product deals for keeping your pet looking and feeling great
  • Training tool discounts for behavioral development and enrichment
  • Wellness product savings on supplements and health aids

Think of Health Perks as your secret weapon for pet parenting on a budget. The savings often pay for a significant portion of your monthly premium, making your insurance coverage feel almost free.

Lightning-Fast Reimbursements: Up to 90% Back in 2 Days

Fetch's reimbursement system is designed with your cash flow in mind. Getting up to 90% of your vet bills back is impressive enough, but getting that money via direct deposit in as little as 2 days once claims are approved? That's a game-changer for pet parents dealing with unexpected expenses.

The mobile app makes the entire process seamless. Snap photos of your receipts, submit your claim, and track its progress in real-time. No more waiting weeks for checks to arrive in the mail or wondering where your reimbursement stands.

  • Mobile app submission means you can file claims from the vet's office
  • Real-time tracking keeps you updated on claim status
  • Direct deposit speed gets money back in your account fast
  • Up to 90% coverage on qualifying veterinary expenses

Free Online Vet Visits: $1,000 Annual Value with No Copay

One of Fetch's most innovative benefits is their partnership with Vetster for online veterinary consultations. You get $1,000 per year to connect with licensed veterinarians online, with no copay or deductible eating into that allowance.

Imagine being able to ask a vet about that weird lump your dog developed at 2 AM without rushing to the emergency room—that's the power of Fetch's online vet visits! This benefit provides both peace of mind and real savings for pet parents who want immediate professional advice without the cost and hassle of an emergency clinic visit.

  • No copay or deductible means you use the full $1,000 value
  • 24/7 availability for urgent questions and concerns
  • Licensed veterinarians provide professional medical advice
  • Convenient video consultations from the comfort of home

Many pet parents find that using online vet visits for minor concerns and follow-up questions helps them avoid unnecessary clinic visits, saving both time and money while ensuring their pets get proper care.

100% Medication Coverage Through Fetch Pet Rx

Fetch Pet Rx takes the sting out of prescription costs with 100% reimbursement on qualifying pet medications. This isn't the typical 80-90% coverage you see elsewhere—when your medication qualifies, you get every penny back.

Pet medications can be surprisingly expensive, especially for chronic conditions or specialized treatments. Having 100% coverage through Fetch Pet Rx essentially makes qualifying prescriptions free, which can represent significant monthly savings for pets with ongoing health needs.

  • 100% reimbursement on qualifying medications through Fetch Pet Rx
  • Wide range of covered medications for various health conditions
  • Easy ordering process through their pharmacy partner
  • Direct delivery to your home for convenience

Military Discounts and Special Event Savings

Military families can access special savings opportunities with Fetch Pet Insurance. Military members may be eligible for enhanced discounts during patriotic holidays like Veterans Day and Labor Day, when Fetch often rolls out special promotions to honor service members.

These military-focused promotions recognize the unique financial challenges military families face and provide additional ways to make comprehensive pet coverage more affordable. The discounts may vary by promotion period, so it's worth checking during major military appreciation events throughout the year.

  • Special military pricing during select promotional periods
  • Veterans Day and Labor Day often feature enhanced military discounts
  • Easy verification process for active duty and veteran status
  • Stackable with other eligible offers where terms permit

No Hidden Fees: Transparent Pricing You Can Trust

One of Fetch's most customer-friendly policies is their commitment to transparent pricing. When you get a quote, the price you see includes all monthly taxes and fees upfront. There are no surprise charges added at checkout, unlike some competitors who hit you with additional costs right before you complete your purchase.

This transparency makes budgeting for pet insurance straightforward and stress-free. You know exactly what you'll pay each month, making it easier to compare options and plan your pet care budget effectively.

  • All-inclusive quotes show your true monthly cost upfront
  • No surprise fees added during the checkout process
  • Easy budget planning with predictable monthly costs
  • Competitive advantage over providers who add hidden charges

Get Help When You Need It

Fetch makes getting help easy with multiple contact options designed to fit your communication style. Whether you prefer talking on the phone, chatting online, or using their mobile app, you'll find responsive support when you need it.

Their customer support team is available at 866.509.0163 for phone assistance, or you can use their convenient chat support for quick questions. The mobile app also provides self-service options for common tasks like claim submission and tracking, policy management, and accessing your Health Perks benefits.

  • Phone support at 866.509.0163 for detailed assistance
  • Chat support for quick questions and immediate help
  • Mobile app for self-service claim management and tracking
  • Online vet visits through Vetster partnership for medical questions
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Score 10% Off Monthly for a Full Year + $1,500 in Pet Perks

New customers at Fetch Pet Insurance hit the jackpot with 10% off every single month for their entire first year—that's serious money back in your pocket! But wait, there's more: you'll unlock Fetch Health Perks at zero extra cost, giving you access to over $1,500 in exclusive discounts on pet food, litter, grooming supplies, and training products. Plus, their comprehensive coverage includes up to 90% reimbursement on vet bills and 100% coverage on qualifying medications through Fetch Pet Rx.

AARP Members Get Lifetime 10% Monthly Discounts

AARP members can snag a 10% discount on Fetch pet insurance every month for the lifetime of their policy! This isn't just a first-year deal—it's ongoing savings that add up to hundreds or even thousands over time. If you're eligible for AARP membership, this could be one of the smartest ways to protect your furry friend while keeping more cash in your pocket. The discount applies automatically once you verify your membership during enrollment.

Pro Tips to Boost Your Fetch Savings

Ready to become a Fetch savings expert? These insider strategies will help you squeeze every penny of value from your pet insurance plan.

  • Use the mobile app for lightning-fast claims submission and track your reimbursements in real-time
  • Take advantage of Fetch Pet Rx for 100% reimbursement on qualifying medications—it's like getting prescriptions for free
  • Tap into your $1,000 annual online vet visits through Vetster for quick consultations without clinic fees
  • Subscribe to newsletters to stay in the loop on the latest coupon launches and special promotions
  • Check Reddit communities for additional deals and user-shared money-saving tips

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Updated January 17, 2026

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