LoanBuilder Special Offers

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    Check eligibility in minutes and get fast access to funding, if approved

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  • Great Deal
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    Loans between $5,000 to $100,000. Apply Today!

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    One fixed fee, no surprise fees.

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Popular LoanBuilder Special Offers for April 2026

Coupon DescriptionDiscount TypeExpiry Date
One fixed fee, no surprise fees.Online DealDec 31, 2026
Loans between $5,000 to $100,000. Apply Today!Online DealSep 1, 2026
Check eligibility in minutes and get fast access to funding, if approvedOnline DealSep 1, 2026

FAQs from LoanBuilder

No. Completing the eligibility questionnaire allows you to review estimated offers, if eligible, and does not impact your consumer credit score.¹ If you accept an approved offer, credit checks and public record checks will be performed, which may impact your consumer credit score.

If your application is approved by 5PM ET on a bank business day, the lender can transfer funds as fast as the next business day.² Timing depends on approval and bank processing.

LoanBuilder Loans use a single fixed fee structure.³ There are no application fees and no early repayment fees. In addition to the Total Loan Fee, the only other potential cost is a $20 Returned Item Fee if a payment is returned.

No. Businesses do not have to process payments or use other PayPal products or services to apply for a LoanBuilder Loan.

To apply, your business must have: - At least 9 months in operation - Annual revenue of at least $33,300 - An owner FICO score of at least 580–620 Eligibility and approval are subject to review.

Access Straightforward Business Funding with LoanBuilder

When your business needs working capital, timing matters. LoanBuilder, A PayPal Service, is designed to make the process clear and efficient. You can apply online or speak directly with a U.S.-based team. Start by providing basic business information — like your business name, revenue, and loan purpose — to see if you’re eligible. If approved, you’ll sign electronically and the lender will transfer funds directly into your business bank account.²

LoanBuilder Loans come with straightforward pricing. You pay one fixed fee (the Total Loan Fee) agreed to upfront, with no application fees and no early repayment fees.³ There’s no fee deducted from your loan proceeds at funding. The only additional cost is a $20 Returned Item Fee if a payment is returned. Terms range from 17 to 52 weeks, depending on eligibility and loan amount, and a personal guaranty is required — as is typical with small business loans.

The lender for LoanBuilder Loan is WebBank.

Disclosures¹ Completing the questionnaire will assess your business’s eligibility, allow you to review estimated offers if eligible, and will not impact your consumer credit score. Accepting an approved loan offer will trigger credit checks and other public records checks, which may impact your consumer credit score.² The lender transfers funds as fast as the next business day for applications approved by 5PM ET on bank business days.³ In addition to the Total Loan Fee, the only other cost is a $20 Returned Item Fee that is only assessed if a payment is returned.
Results or experience may vary.

3 Offers Available
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Business Funding from $5,000 to $150,000

Looking to give your business a boost? LoanBuilder, A PayPal Service, provides access to term loans from $5,000 to $200,000 for first-time borrowers, and up to $300,000 for repeat borrowers. If approved, funding can be transferred as fast as the next business day for applications approved by 5PM ET on bank business days.² You’ll pay one fixed fee, agreed upfront, so you know the total cost from day one.³ No application fees and no early repayment fees. The lender for LoanBuilder Loan is WebBank.

Built for Small Businesses

LoanBuilder by PayPal has empowered hundreds of businesses, securing over $19B in funding across 919k loans, according to the LoanBuilder Loan Net Promoter Score Survey. Source: https://www.paypal.com/merchant-lending/loanbuilder/ You don’t need to process payments or use other PayPal products or services to apply. There’s also a U.S.-based team available Monday–Friday, 9 AM–6 PM ET if you’d rather talk through your options. Simple process. Clear pricing. Built with business owners in mind. The lender for LoanBuilder Loan is WebBank.

Check Eligibility in Minutes

Curious what your business may qualify for? You can check eligibility online or over the phone in about five minutes. Even better — checking eligibility does not impact your consumer credit score.¹

To meet minimum eligibility requirements, you’ll need:

  • At least 9 months in business
  • Annual revenue of at least $33,300
  • An owner FICO score of at least 580–620

If you accept an approved offer, credit and public record checks will be performed, which may impact your consumer credit score.¹

The lender for LoanBuilder Loan is WebBank.

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Updated April 1, 2026

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