The bell became the preferred way to signal Wall Street's opening after brief attempts at using a starter pistol, a rooster, and a spirited song about loving money. Fine-tune your finances with this Groupon.

$39 for a Three-Hour Credit Workshop ($99 value)

18-year veteran credit coach and underwriter B.B. Jimenez oversees this financial planning Do-It-Yourself Credit Repair Workshop, which covers such essential fundamentals as obtaining a free credit report, understanding what it means, and legally disputing it. Usually scheduled every other Saturday from 1:30 p.m. to 4:30 p.m., with upcoming classes on June 30, July 14, and July 28, the workshop helps students understand how to stop being declined for credit, and how to gear up for a major investment, whether it’s purchasing a home or a solid-gold robot. The course is available in either English or Spanish.

New Credit New Life

Established in 2002 by a mortgage underwriter and real estate expert, New Credit New Life demystifies the lending process for individuals, businesses, and talking piggy banks. Taking a banking perspective on strengthening credit, the analysts, stockbrokers, and mortgage lenders assist those digging a debt hole by handing them a rope ladder of expertise woven over 38 collective years in the business. Specific programs include professional coaching, business coaching, and the New Beginning program, which tackles one's credit first then moves on to help out with mortgage debt. Through a combination of accessible education and a few trade secrets, New Credit New Life helps renew its clients' lease on life.